Bank cash loan: explanations, obtaining and acceptance!

Before talking to you about Across Lender’s cash credit, we will inform you of the special features of this credit organization.

Before talking to you about Across Lender

  1. Across Lender claims the fact of responding very quickly to requests (immediate agreement in principle). And the credit agreement (or refusal) in less than 24 hours after receipt of the file.
  2. Transparency: From the home page, the tone is set, no hidden fees, everything is clarified to customers from the first contact.
  3. The interest generated by the credits granted is paid directly to the natural or legal persons having invested at the base.

But as far as we are concerned, we retain two of the principles displayed:

But as far as we are concerned, we retain two of the principles displayed:

  • All credits are at fixed rates. What is normal for consumer loans. And we seem to be honest with consumers when it comes to home loans. Indeed, offering variable or “capped” rates during this period when the rates are exceptionally low would not be correct.
  • Across Lender does not make revolving / revolving / revolving credit. This is to their credit because it is these credits which bring in the most to banks and credit organizations. And for good reason: Their rates are incredibly high, sometimes more than 20% while a car loan currently hovers around 4%. We appreciate this position which goes in the interest of the borrowers at the expense of the big profits that Across Lender could have made. Well done again.

What is a cash loan?

What is a cash loan?

It is a loan for which you will not be asked to justify the destination of the amount borrowed.

Explanation: If you are doing a work loan, Across Lender will first ask you for a quote to justify the loan request and then one or more invoices after the funds have been released. If you are applying for a cash loan, none of this will be required.

How to get a cash loan from Across Lender?

How to get a cash loan from Across Lender?

  • The request must be made online on the Lite Lender. To contact this company: Lite Lender contact details
  • You just need to select the desired type of credit (cash).
  • Then enter the necessary amount: from 1,00 to 40,000 USD.
  • Your email address will be requested as well as your telephone number. It is by email that you will be notified in case of refusal, but it is not SMS that you will be informed of the agreement in principle. The decision to accept or refuse is made after studying the previously completed information form (financial situation).

If accepted: You will sign the credit agreement electronically after reading it. Reimbursement will be made in accordance with the schedule included in the contract.